Understand Your Student Finance
Explore indicative undergraduate funding and calculate an estimated student-loan repayment based on annual salary.
A combined example using the maximum standard tuition fee loan and London maintenance loan for 2026/27.
Tuition Fee Loan
Up to £9,790 per yearNormally paid directly to the university.
London Maintenance Loan
Up to £14,135 per yearHelps eligible students with living costs.
Outside London
Up to £10,830 per yearFor eligible students living away from home outside London.
Plan 5 Repayment
9% above £25,000The percentage applies only to earnings above the threshold.
The maintenance loan available to an individual student can depend on household income, living arrangements, course details and eligibility.
Repayment Calculator
Enter a gross annual salary to see an illustrative Plan 5 repayment estimate.
Based on an annual salary of £30,000.
This is a simplified illustration, not financial advice or an official Student Loans Company calculation. Actual payroll deductions and eligibility may differ.